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Debt is a cruel taskmaster

If I really wanted to make a difference I would..

Refuse to live above my means.

Saying no to frivolous debt may seem limiting at first, but in the long run, you will be rewarded with a sense of liberation and empowerment. Don’t trade your freedom for some cool new gadget. Save for things worth having and make a conscious choice to forego those purchases you can’t afford. You will quickly see a difference in your stress level, your sense of well-being, and your ability to impact the lives of others. :-)






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  • I'm a teacher but sometimes patience is not my virtue. I'm moody but caring, sensitive but thoughtful and generous to a fault.


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