I opened my Facebook yesterday and I read from my highschool classmate’s wall that he’s asking for prayers because one of our classmate (his buddy) had a car accident the other night. Poor guy! 
I hope he recovers fast and he’ll be okay soon! I also pray that he had a car insurance to cover the bills because we experience one and it’s not-so-good news if you don’t have an insurance.
My cousin had a car accident a few months ago and it’s really a mess. All the bills had piled up – hospital bills and car repairs. After that accident, it had opened our eyes to get an insurance for everything. Now, my cousin had finally got a car insurance and it’s a good thing because he no longer worries for car accidents/repairs anymore. It’s nice to have an insurance, it’s like having a security blanket that makes you worry no more! 
I'm a teacher but sometimes patience is not my virtue. I'm moody but caring, sensitive but thoughtful and generous to a fault.